What are the Minimum Requirements for a Credit Card?

September 17, 2024 ⚊ 1 Min read ⚊ Views 11 ⚊ BUSINESS

The minimum age to get a credit card is 18 years old. Card applicants under 21 years old need cosigners or proof of income to show issuers they can repay their balances. The minimum salary for a Credit Card can vary significantly across different financial institutions. However, it’s commonly understood that many banks set a monthly income of ₹15,000 to ₹25,000 as a basic threshold. This criterion ensures that applicants have the financial stability to manage potential debts.

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Tags: credit card, credit cards

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